Getting a buy to let mortgage?

To take out a buy to let mortgage both you and the property will have to meet certain criteria. This criteria can vary considerably between lenders, but the main factors looked at are being a homeowner, the amount of earned income, having BTL experience, clean credit file. Although these are not essential to obtain a btl mortgage they are beneficial. The property must also meet certain rental stress calculations. These differ from lender to lender. Due to this varying criteria it is advisable to speak with an experience btl mortgage broker to establish the most suitable product for your needs.