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Secure the best mortgage rates as a first time buyer

  • Plain and simple advice tailored to you
  • No obligation FCA regulated advice
  • Experience across financial products

First Time Buyer Mortgages

Find out all the information to get yourself on the property ladder

What mortgages are available?

First time buyers can access any mortgage, provided they have the necessary deposit and meet the criteria, but there are a number of mortgages which are aimed primarily.

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What type of rate should I get?

There are two main types of loan rates, fixed rate and variable rate. Both have different ways of working and one may be a preferred option based totally on timing and lending circumstances. For expert advice read more or speak to our mortgage advisers.

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Other costs for first time buyers

Getting your first mortgage can be costly as you will soon be signing upto to a monthly repayment going out each month. However you must be aware of other additional costs incurred with a mortgage, these include things like, surveys, conveyancing, stamp duty and insurance.

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For no obligation, simple to understand mortgage advice
call us today on 0161 959 0166 or request a call-back from an adviser

Reasons to choose Charles Louis

Independent FCA regulated mortgage advisers, here to give you the whole market mortgage options.
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FCA Regulated

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Whole Market Access

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Expert Advice

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Great Feedback

Read what some of our customers are saying

“As first time buyers, both myself and my partner were both completely clueless about the mortgage process. We were recommended Charles Louis Mortgage Advisers and we were not left disappointed! Michelle was extremely helpful in getting all the necessary information over to us, keeping us updated on where we were up to in the process and also answering any questions which we had. We both feel that by using Charles Louis Mortgage Advisers, the process was made so much quicker and easier and we felt that we were in safe hands in getting the best mortgage for us. We couldn't have done it without them and especially Michelle”  ”

M Williams
M Williams

““Charles Louis take a wholistic view of your requirements and take time to understand what you need, helping you through the process all the way. I’ve used them for years and wouldn’t go anywhere else”        ”

Miss J Kain
Miss J Kain

““I’ve been working with David, Alice at the team at Charles Louis since early 2015.  During this time they have been instrumental in assisting me, not only to grow my own personal collection of buy to let properties, but to grow my family’s limited company portfolio as well.  We have worked together on mortgages and remortgages across a range of different property types and I’ve found the team invaluable, particularly when it comes to problem solving.  As anyone who has been involved in property for any length of time knows, ‘Plan A’ often doesn’t work out.  It’s at these times when I’m really grateful for the experience and depth of knowledge that Charles Louis bring.  They never fail to help me find options that allow me to complete on deals I’d otherwise miss out on.  They are an essential part of my property team.”  ”

Sam Jones of Ashlar Property Management Ltd. Powys, Wales.
Sam Jones of Ashlar Property Management Ltd. Powys, Wales.
Speak to an expert adviser today and let us help you. Request a call-back call us on 0161 959 0166