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Do I need home insurance?

Do I need home insurance?

Although home insurance is not compulsory, most mortgage lenders will insist that you have at least buildings insurance in place before they grant your application. Beyond that, you would need to ask yourself if it is worth taking the risk of leaving a property or its contents uninsured, as the cost of replacing prized possessions or repairing major structural work would invariably cost more in the long term than a monthly premium payment.

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