Why remortgage?

• If your current deal is at an end and you want a new mortgage with a cheaper rate.
• If your loan to value ratio has gone down because of an increase in the value of your property, thereby increasing your eligibility for a lower rate mortgage.
• If you are concerned that increases in the interest base rate will affect the amount that you pay on your monthly mortgage bill.
• If you want to switch from a standard variable rate to a fixed or capped rate in order to standardise future payments.
• If you want to pay off or reduce a mortgage at a quicker rate than your current deal allows and pay lower rates on the remaining amount.
• If you want to borrow money against your house in order to service a debt, fund home improvements or help a child or grandchild to buy their own home.
• If you want a more flexible mortgage to suit changing personal circumstances (allowing for a different payment structure, for example, or set to run for a longer or shorter term).